Straight Talk on Eftpos
No jargon, no sales pitch. Just practical advice to help your business get the best deal on payment processing.
Sitting on Idle Business Cash? Here's How to Earn the Cash Rate
Real example: a $4M balance at NAB earning 0%, now generating ~$144k/year in additional income. Plus the refund clause that makes the treasury service free for Eftpos Brokers clients.
Read article →Interchange-Plus Pricing Explained: When "0.3%" Isn't Really 0.3%
Why "0.3%" Int++ quotes really land at 0.5–0.7% all-in for a typical pub, why you shouldn't sign anything before late July, and why blended pricing could quietly cost you in October.
Read article →How to Read Your Eftpos Statement (and Spot Overcharges)
A plain-English guide to your monthly merchant statement — every line item explained, plus how to calculate your real effective rate.
Read article →Eftpos for Hardware Stores and Wholesale Businesses
Big-ticket sales, commercial card mix, POS integration and rewards — what hardware yards and wholesalers should be asking from their eftpos.
Read article →What to Do When Your Eftpos Provider Won't Budge on Fees
Real leverage, the right person to ask, and what specifically to negotiate when "we've already given you our best rate" lands in your inbox.
Read article →Eftpos for Accountants and Professional Services
Invoicing integration, surcharging rule changes, trust account routing and big-ticket rewards — what professional firms need from their card setup.
Read article →Eftpos for E-commerce: Online Payment Gateways Explained
How online payment gateways actually work, what they cost, and how to pick the right one for your Australian e-commerce store.
Read article →Do You Need an Eftpos Machine in 2026? (Yes, and Here's Why)
A clear-headed look at whether your business actually needs eftpos in 2026 — the cost of saying no, and the cheapest ways to start.
Read article →Mobile Eftpos Terminals: Are They Worth It for Your Business?
4G smart terminals, Bluetooth readers, tap-to-pay-on-phone — a plain-English guide to mobile eftpos for Australian businesses.
Read article →Eftpos for Gyms and Fitness Studios: Recurring Payments and Beyond
Direct debit, recurring billing, casual payments and rewards — what Australian gyms and fitness studios need from their payment setup.
Read article →The Real Cost of Eftpos: What Australian Businesses Actually Pay
The headline rate isn't the real cost. Here's how transaction fees, terminal costs, and the small stuff actually add up — and how to work out your real effective rate.
Read article →Eftpos for Health and Medical Practices: What You Need to Know
HICAPS, Medicare Easyclaim, practice software integration, and compliance — what Australian clinics and allied health practices need from their eftpos.
Read article →How Eftpos Contracts Work (And How to Avoid Getting Locked In)
Terms, exit fees, rate review clauses and auto-renewal — a plain-English guide to what's really in an eftpos contract before you sign.
Read article →Eftpos for Hair Salons and Beauty Studios
Booking software integration, tipping, mobile terminals and smart rate setups — here's what hair and beauty businesses need from their eftpos.
Read article →Eftpos for Retail Shops: POS Integration, Costs, and What to Watch For
POS integration, least-cost routing, hidden fees and terminal types — what retail shop owners need to know when choosing eftpos.
Read article →What Is Tap and Go? A Plain-English Guide for Business Owners
Contactless payments explained — how tap and go works, what it costs your business, and why least-cost routing can save you hundreds a month.
Read article →Eftpos for Tradies: Mobile Payment Solutions That Actually Work
Portable 4G terminals, Bluetooth readers, tap-to-pay on phone — here's what actually works for tradies on the tools and on the road.
Read article →Best Eftpos Solutions for Pubs and Bars in Australia
Speed, tab management, portable terminals, gaming integration and settlement — what pubs and bars actually need from their eftpos setup.
Read article →Eftpos Surcharging in Australia: Rules, Limits, and What's Changing
The rules around surcharging are evolving. Here's what every Australian business owner needs to know about surcharge limits, ACCC enforcement, and least-cost routing.
Read article →Same-Day Settlement: How to Get Paid Faster from Eftpos
Waiting days for your eftpos funds to settle? Same-day settlement means your money hits your account the day you earn it. Here's how it works.
Read article →Eftpos for Restaurants: What to Look for in 2026
POS integration, tipping, split bills, speed, and settlement — here's what actually matters when choosing eftpos for your restaurant or café.
Read article →Is Free Eftpos Really Free? What Business Owners Need to Know
Free eftpos machines sound great — but who actually pays? We break down the surcharging model, the pros and cons, and what to watch for.
Read article →What Is an Eftpos Broker? (And Why Australian Businesses Use One)
You've heard of mortgage brokers and insurance brokers. But an eftpos broker? Here's what we do, how it works, and why it's completely free.
Read article →How to Earn Qantas Points from Your Eftpos Machine
Most business owners have no idea they can earn Qantas Points from their eftpos transactions. Here's how it works and how to get started.
Read article →5 Hidden Eftpos Fees Eating Into Your Profits
Your eftpos provider isn't just charging you a flat transaction rate. Here are the sneaky fees most business owners miss — and how to spot them.
Read article →How to Switch Eftpos Providers Without the Headache
Switching eftpos providers sounds like a hassle. But it doesn't have to be. Here's a step-by-step guide to making it painless.
Read article →Want to Know If You're
Getting a Good Deal?
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